Why Travel Insurance is recommended for a trip to Bali

Why Choose Tick Travel Insurance for Bali?

  

Tick isn’t just another travel insurance provider. It’s an award-winning brand trusted by Australians. Here’s why travellers love Tick:

• Affordable Options: Four levels of cover (Basic, Budget, Standard, and Top) available.
• 24-Hour Assistance: Emergency support is just a call away, no matter where you are.
• Flexible Policies: Tick makes it easy to customise your coverage to meet your needs
• Proven Excellence: Recognised with numerous awards for outstanding value, Tick is a name you can trust.

What’s Covered with Tick Travel Insurance

 

There’s a reason why we’ve won several awards, including “Best for Value” and “Best Comprehensive Travel Insurance” by WeMoney in 2024.

Our Cruise and Single Trip policies offer flexible coverage options that you can tailor to your Bali travel plans. Here’s what you can expect, subject to sub-limits, terms, conditions, or exclusions:

• Unlimited Overseas Medical Expenses: All our policies offer unlimited cover for overseas medical expenses. We cover treatment for injuries or illnesses, including hospital stays, transport costs, and medical evacuations. We also cover repatriation back to Australia if needed. 
• Dental Treatment: All our policies cover emergency dental treatment overseas. We will cover up to $500 for immediate relief of dental pain. If you suffer sudden pain, infections or accidental damage, we’ve got you covered.  
• Lost or Stolen Belongings: Covers your personal items in the event they’re stolen, lost or damaged. Tick can cover the cost of replacement or repair of your items up to $7,500, depending on the plan you choose. 
• Trip cancellation: Sometimes the unexpected happens, and your trip is cancelled due to illness, injury, or natural disasters. We can cover your pre-paid travel and accommodation costs for up to $20,000, depending on the policy you choose. This ensures you don’t lose money on a trip you can’t take.
• Scooter Riding: Riding a scooter is common in Bali. Our policies include coverage for accidents. We can cover unlimited medical treatment overseas, hospital stays and emergency assistance. To be covered, you must wear a helmet, have the appropriate local and Australian license and follow local laws.
• COVID-19 Medical Expenses: If you’re diagnosed with COVID-19 while travelling, our Standard and Top policies include unlimited coverage for overseas medical treatment.
• Pet Care: Got a furry friend back home? If your trip is unexpectedly delayed, our Top level policy can cover up to $600 in additional boarding costs. Your pet can be cared for, giving you one less thing to worry about.

Extra Coverage and Policy Upgrades for Bali

 

• Natural Disaster Cover: Bali can experience extreme weather events including floods, cyclones and tsunamis. It’s also located in the “Ring of Fire”, so volcanic eruptions and earthquakes are possible. Choosing this upgrade means we can cover your out-of-pocket expenses up to policy limits if your trip is cut short due to a natural disaster that was not a known event prior to you purchasing your policy.
• Additional Specified Items Cover: Planning on taking your laptop for the digital nomad experience? You can purchase additional cover for high-value items. This provides coverage up to $4,000 per item, with a combined total limit of $6,000 for all specified items.
• Remove Excess: For a small fee, you can choose to remove excesses in the event of a claim. This extra benefit means less stress if you need to make a claim. 

What’s not covered

 

• Scooter riding without the proper license and safety equipment: If you ride a scooter in Bali, you need the right license. If you ride a motorbike of 125cc or more, you must have a valid Australian license for that type of vehicle. All drivers and passengers must wear a helmet regardless of local laws. 
• Undeclared Pre-Existing Medical Conditions: Pre-existing medical conditions that are not disclosed or approved at the time of purchase are not covered. 
• High-Risk Activities: Injuries or accidents from participating in high-risk or extreme sports (e.g., mountaineering or racing) are not covered. We do not cover sports or activities where the appropriate add-on has not been purchased.
• Travelling Against Official Advice: Travel to destinations that are subject to “do not travel” advice by the Australian Government. Check Smartraveller for more information.
• Unattended Luggage and Belongings: Loss, theft, or damage to luggage or personal effects that were left unattended or in unsecured locations is not covered.
• Alcohol and Drug Use: We can't cover claims where the traveller was under the influence of alcohol or drugs, other than those prescribed by a medical professional.

What if you want to ride a Scooter in Bali?

 

1. Wear a Helmet: Non-negotiable for safety and coverage, either as the driver or a passenger.
2. Check Your License: Ensure you hold a driving licence appropriate for Bali, and if using a motorcycle rated 125cc or higher, hold a current and valid license required for driving an equivalent-rated motorcycle in Australia.
3. Take caution when driving at night: Poor lighting and unpredictable road conditions make it risky.
4. Stay Covered: Tick offers insurance for scooter-related accidents, provided safety rules are followed.

How to Stay Safe in Bali

 

1. Stay Hydrated and Eat Smart: Drink bottled water and avoid street food stalls with poor hygiene to steer clear of Bali Belly. 
2. Prevent Mosquito Bites: Use repellents and sleep under mosquito nets to avoid dengue fever.
3. Stay Alert to Travel Advisories: Register your trip on the Smart Traveller website, be aware of ongoing travel alerts, and regularly check for new travel alerts for Bali.
4. Secure Your Valuables: Keep your belongings in a safe place, and use anti-theft bags while out and about.

Tick’s 24/7 Emergency Assistance

 

• Medical Emergencies: We can help arrange treatment, hospital admissions, and even evacuations if needed.
• Lost Documents: We can provide support for replacing passports or other critical travel documents.
• Natural Disasters: We can provide guidance and support during emergencies like volcanic eruptions.
• Family Support: We can keep your family and friends at home informed.
• Contact us: We are here to support you any time, anywhere. Contact us on +61 2 9333 3963. Calls are free reverse charge.